We present a permanent magnetic film atom chip based on perpendicularly magnetized TbGdFeCo films. This chip routinely produces a Bose-Einstein condensate (BEC) of 10 5 87Rb atoms using the magnetic film potential. Fragmentation observed near the film surface provides unique opportunities to study BEC in a disordered potential. We show this potential can be used to simultaneously produce multiple spatially separated condensates. We exploit part of this potential to realize a time-dependent double well system for splitting a condensate.