In the past few decades, micro-finance has been popular in developing countries, such as in Bangladesh and India; it was used to enable the poor to engage in income generating activities, and provide self-employment for themselves and their families; in turn this has helped to fight the many negative aspects of poverty. However, poverty is a multi-dimensional problem. It cannot depend on micro-finance alone to abolish poverty. It needs a comprehensive strategy to address the multiplier effects of poverty. The results from this study showed that most of the micro-finance providers in Cambodia were mainly focused on credit provision, which suggests that the majority of micro-entrepreneurs in Cambodia have not yet been fully serviced by institutional micro-finance providers. The study also concluded that the Grameen II model is well suited to the developing grassroots entrepreneurial activity in Cambodia.
Proceedings of the Joint Australian Centre for Entrepreneurship Research and DIANA International Entrepreneurship Conference (ACERE DIANA 2012), Fremantle, Western Australia, Australia, 31 January-03 February 2012,